Built for mortgage brokers
Analyze borrower files faster, with audit-grade accuracy.
Splender calculates qualifying income, monthly liabilities, housing payment, and DTI for Conventional, FHA, and VA loans — with every number traceable to its input, formula, and guideline.
Conv / FHA / VA
Full PITI, MI, UFMIP, funding fee logic.
Front + Back DTI
Instant ratios with guideline notes.
Doc center
Upload paystubs, W-2s, returns, statements.
Audit trail
Every number shows input, formula, source.